Older pet insurance is a tremendous cost saver – if you can find a company willing to insure your older pet. Like human insurance, not all companies are willing to cover geriatric animals. They tend to have more and more health problems, which causes the insurance company’s profits to go down, so don’t be surprised if you have trouble finding an insurance company willing to help you right away. This doesn’t mean, however, that your pet is uninsurable. Older dogs and cats (and even exotics) can be covered very affordably if you can find the right insurance company and if your pet doesn’t have any serious health problems at the time you take out insurance.
Some insurance companies make it a point to offer fewer options for owners of older pets as opposed to older ones. This should come as no surprise; older animals are more likely to come down with diseases, ailments, tumors, infections, and cancer, not to mention various injuries and accidents. Insurance companies generally classify a pet as “old” when they reach 8 years of age.However, the better insurance plans compensate for this by offering coverage options tailored to suit the needs of an older pet.
Older pet insurance may look similar to regular pet insurance on paper, but there are a lot of significant differences. It covers fewer health issues, it’s more expensive, and usually requires a longer waiting period before the actual policy kicks in. Depending on your pet’s health and the frequency of vet visits, you may end up better off by paying for their health care out of your pocket.And if your dog or cat has already been diagnosed with something as serious as cancer or feline leukemia, it’s a pretty good bet you won’t be able to find coverage at all.if that’s the case, you’ll have no choice but to self-insure (pay your pet’s medical bills as they come)So it pays to explore your options thoroughly when it comes to older pet insurance.
But don’t be discouraged. You can find insurance for your elderly pet if you know where to look. Some even offer special deals and incentives for first-time customers so it pays to be diligent until you find one. Pet insurance is a great way to protect not only your pet’s health, but also your own peace of mind. No longer will you have to decide between your beloved pet’s life and what medical bills you can afford to cover on your own.
Having trouble finding older pet insurance? Even though insurance companies are hesitant to insure your elderly pet, you can still get a great deal on pet insurance if you know where to look. Visit to find everything you need to know about what to look for and what you can expect to pay for pet insurance. Knowledge is power. Arm yourself. Go ahead. Visit right now.